stable finance. One efficient way to promote SME financing is through credit guarantee schemes, where the government … analysis of factors that determine optimal credit guarantee ratio. The ratio should be able to fulfill the government's goal of … results show that three categories of factors can determine the optimal credit guarantee ratio: (i) government policy, (ii …

create an understanding of the MSMEs demand-side credit perspectives. Using 279 MSMEs from the KBA Inuka Enterprise program … across the industry is evident and it influences MSMEs credit choices. The gender of MSME owner influences the use of a … credit accessibility constraints imposed by turnover levels, the age of enterprise, industry of operation, gender and …

After the inception of the euro, the real economy in most member countries remained dependent on credit by domestic …

Small businesses (SMEs) depend on banks for credit. We show that the severity of the Eurozone crisis was worse in …