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The cost of collateralized borrowing in the Colombian money market : does connectedness matter?
Martínez, Constanza; León, Carlos - In: Journal of financial stability 25 (2016), pp. 193-205
Persistent link: https://www.econbiz.de/10011704901
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The determinants of loan contracts to business firms
Pham, Thi Thu Trà; Lensink, Robert - 2006
the bank uses in lending to business firms, namely loan maturity, collateral and loan interest rate. Based upon the …-directional relationships between collateral and loan maturity, loan rate and loan maturity, and a uni-directional relationship between loan … rate and collateral. The conflicting signs within the collateral–loan maturity relationship and the loan interest rate …
Persistent link: https://www.econbiz.de/10010284672
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The Effects of Bank Loan Renegotiation on Corporate Policies and Performance
Godlewski, Christophe J. - 2018
I investigate the effects of bank loan renegotiation on firm's financial and investment policies, and performances. I employ OLS and endogenous switching regime regressions using a large cross-country sample of loans issued and amended on a long-time period. I find that bank loan renegotiation...
Persistent link: https://www.econbiz.de/10012929829
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Economics of voluntary information sharing
Liberti, José; Sturgess, Jason; Sutherland, Andrew - 2018
We show that lenders join a U.S. commercial credit bureau when information asymmetries between incumbents and entrants create an adverse selection problem that hinders market entry. Lenders also delay joining when information asymmetries protect them from competition in existing markets,...
Persistent link: https://www.econbiz.de/10011960063
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Credit Reporting and Financial Intermediation : 'Make or Buy' Decisions in Relationship and Transaction Banking (Credit Reporting E Intermediazione Creditizia: Scelte Di 'Make or B...
Scannella, Enzo - 2016
This paper adopts a business management perspective of studies to examine the role of the credit information market in the bank lending industry. This paper analyzes the credit information market as a particular case of vertical disintegration in the bank credit origination value chain. The main...
Persistent link: https://www.econbiz.de/10013000470
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Collateral Damage of Reckless Lending
Savvides, Savvakis C. - 2020
It is argued that lending where the overwhelming criterion is the collateral rather than the repayment capability of …
Persistent link: https://www.econbiz.de/10012841180
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To Ask or not to Ask : Collateral Vs. Screening in Lending Relationships
Degryse, Hans - 2019
particular for collateral that saves more on regulatory capital …
Persistent link: https://www.econbiz.de/10012893708
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To Ask or Not To Ask? Bank Capital Requirements and Loan Collateralization
Degryse, Hans - 2019
particular for collateral that saves more on regulatory capital …
Persistent link: https://www.econbiz.de/10012897240
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Covenant Violations, Collateral and Credit Access : Public and Private Firms
Barakova, Irina - 2018
supervisory dataset of syndicated loans from 2006-2012. Leveraging the unique information on covenant compliance, collateral and … public firms after violations. We find that collateral plays an important role in alleviating credit rationing for private … collateral values and tighter lending standards. We conclude that banks' use of the covenant channel disproportionately impacts …
Persistent link: https://www.econbiz.de/10012936200
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Debt Covenant Renegotiations and Creditor Control Rights
Denis, David J. - 2013
Using a large sample of private debt renegotiations from 1996 to 2011, we report that, even in the absence of any covenant violation, debt covenants are frequently renegotiated. These renegotiations primarily relax existing restrictions and result in economically large changes in existing...
Persistent link: https://www.econbiz.de/10013076958