Showing 1 - 10 of 7,690
SME loans across foreign, private, and government-owned banks, even though different bank ownership types apply different …
Persistent link: https://www.econbiz.de/10013156453
This paper explores the relationship between bank global exposure and their syndicated loan spreads. Linking syndicated … loan information from Dealscan with confidential US bank foreign exposure data and borrower characteristics, we find that … more bank global exposure is associated with a higher loan spread that is statistically significant. To analyze this …
Persistent link: https://www.econbiz.de/10012965831
loan syndicates, I shed light on the impact of a bank's LBO loan exposure on its systemic risk. By using 3,538 observations … are the bank's interconnectedness to other LBO financing banks and its size. Lending experience with a specific PE sponsor …, experience with leading LBO syndicates or a bank's credit rating, however, lead to a lower impact of the LBO loan exposure on …
Persistent link: https://www.econbiz.de/10010515428
Germany's bank-based financial system provides a high level of financial inclusion, measured by bank outreach and use … implementing the right to a basic bank account with an overdraft facility and protection against attachment, establishing public … credit bureaus, redirecting banking regulation toward the protection of borrowers in long-term credit relationships, and …
Persistent link: https://www.econbiz.de/10010532087
Bank distress can have severe negative consequences for the stability of the financial system, the real economy, and … public finances. Regimes for restructuring and restoring banks financed by bank levies and fiscal backstops seek to reduce … these costs. Bank levies attempt to internalize systemic risk and increase the costs of leverage. This paper evaluates the …
Persistent link: https://www.econbiz.de/10010257339
The role of the banking industry in export promotion cannot be over-emphasized as banks provide the necessary financial … banking industry, an indicator on the degree of competition, influences the number of industries exported. In order to … consider the impact of competition in the banking industry on export diversification at different levels of financial …
Persistent link: https://www.econbiz.de/10011527140
role for preserving the stability of the banking sector, especially in economies where banks are the main source of funding … - VECM) applied to quarterly time series of the banking sector, covering the period from 2003Q2 to 2013Q3. The findings of … this study suggest that the capital buffer of the banking sector in the Republic of Macedonia is determined by the credit …
Persistent link: https://www.econbiz.de/10011533418
quasi-experimental research design, we document misallocation of bank credit inside the network, with state-owned banks …
Persistent link: https://www.econbiz.de/10011456860
We develop a novel dynamic model of banking showing that aggregate bank capital is an important determinant of bank …. Because of this financial friction, banks build equity buffers to absorb negative shocks. Aggregate bank capital determines … decisions for the future loss-absorbing capacity of the banking sector. In particular, we find that unregulated banks lend too …
Persistent link: https://www.econbiz.de/10011518807
On 3 December EY hosted a SUERF conference on banking reform with Sir Howard Davies, the Chairman of RBS, and Dame … Colette Bowe, the Chairman of the Banking Standards Board, as the two keynote speakers. Professor David Miles (Imperial … College) gave the SUERF 2015 Annual Lecture on Capital and Banks. The conference focused on core aspects of banking reform …
Persistent link: https://www.econbiz.de/10011554963