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Bank leverage, credit and GDP in Switzerland : a VAR analysis 1987-2015
Kugler, Peter; Junge, Georg - 2017
leverage on GDP, credit and the interest rate spread. Increasing capital requirements for banks should therefore have no strong …
Persistent link: https://www.econbiz.de/10011667888
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The countercyclical capital buffer and the composition of bank lending
Auer, Raphael A.; Matyunina, Alexandra; Ongena, Steven - 2021
question, we identify the compositional changes in banks' supply of credit using the variation in their holdings of residential …
Persistent link: https://www.econbiz.de/10012643066
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The countercyclical capital buffer and the composition of bank lending
Auer, Raphael A.; Ongena, Steven - 2019
question, we identify the compositional changes in banks' supply of credit using the variation in their holdings of residential …
Persistent link: https://www.econbiz.de/10012064522
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The effects of bank mergers on small business lending in Germany
Bloch, Thomas (contributor) - 2008
availability of credit to small businesses which has been further fueled by empirical studies that partly confirm a reduction in …
Persistent link: https://www.econbiz.de/10003784021
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Hidden gems and borrowers with dirty little secrets : investment in soft information, borrower self-selection and competition
Gropp, Reint; Gruendl, Christian; Güttler, André - 2013
This paper empirically examines the role of soft information in the competitive interaction between relationship and transaction banks. Soft information can be interpreted as a private signal about the quality of a firm that is observable to a relationship bank, but not to a transaction bank. We...
Persistent link: https://www.econbiz.de/10010225815
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Explaining the differences between local currency versus FX-denominated loans and deposits in the Central-Eastern European economies
Temesváry, Judit - 2014
Foreign currency-based loans and deposits became very popular in Central-Eastern European countries (CEECs) over the 2000-2011 period. This paper employs a structural approach to simultaneously examine the demand-side (consumer-related) and supply-side (bank-related) determinants of the quick...
Persistent link: https://www.econbiz.de/10010239275
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Potential implications of a NSFR on German banks' credit supply and profitability
Schmitt, Matthias; Schmaltz, Christian - 2016
minimum standard is unlikely to exhibit adverse consequences for credit supply and bank profitability. …
Persistent link: https://www.econbiz.de/10011541056
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The real estate and credit bubble : evidence from Spain
Akin, Ozlem; García Montalvo, José; García Villar, Jaume - In: SERIEs : Journal of the Spanish Economic Association 5 (2014) 2/3, pp. 223-243
We analyze the determinants of real estate and credit bubbles using a unique borrower-lender matched dataset on … mortgage loans in Spain. The dataset contain real estate credit and price conditions (loan principal and spread, and the … contract) and the lender identity, over the last credit boom and bust. We find that lending standards are softer in the boom …
Persistent link: https://www.econbiz.de/10010422334
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Is weather important for US banking? : a study of bank loan inefficiency
Apergēs, Nikolaos; Artikis, Panayiotis G.; Mamatzakis, … - In: Journal of applied finance & banking 2 (2012) 3, pp. 1-38
The impact of strong emotions or mood on decision making and risk taking is well recognized in behavioral economics and finance. Yet, and in spite of the immense interest, no study, so far, has provided any comprehensive evidence on the impact of weather conditions. This paper provides the...
Persistent link: https://www.econbiz.de/10009565392
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Bringing "honest capitalʺ to poor borrowers : the passage of the uniform small loan law, 1907-1930
Carruthers, Bruce G.; Guinnane, Timothy; Lee, Yoonseok - 2009
; small loans ; consumer credit ; usury laws …
Persistent link: https://www.econbiz.de/10003841394