Multiple extensions of the federal student loan forbearance program since March 2020resulted in a temporary payment pause that lasted more than 3 years. We examine theimpact of long-term forbearance on the evolution of borrowing by distressed individuals.We observe substantial increases in...

The UK student loans system is in crisis and the government plans to sell off student loans to corporate purchasers. Such loan sales disadvantage government, the taxpayer and student borrowers. The government should give student borrowers the "right to buy" their own loans for the same price the...