unsatisfied demand, there emerged joint schemes of banks and real estate developers in the form of almost interest-free mortgage …

The resilience of the Russian banking system on the back of the surplus of liquidity and capital security allows banks …

The Community Reinvestment Act (CRA) requires banks to lend to low- and moderate-income (LMI) households in the areas … Bloom, acting Comptroller of the Currency, March 28, 1977When the CRA came into force in 1977, banks were the main source of …'s competitive environment is much changed. The removal of branching restrictions has allowed banks to expand and consolidate …

regulatory regimes. Our findings suggest that corporate downgrades that increase capital requirements for lending banks under the … with relatively strong performance, high cash flows and low leverage …

arrangers. Forming borrowing relationships with local- as well as foreign-banks and maintaining financial strength ameliorates …

satisfied by FinTech lenders more than by traditional and shadow banks. Although both FinTech and traditional bank lenders … interest rates. Traditional banks tighten credit standards by requiring higher incomes and lower DTI and CLTV on approved loans …

banks had not previously faced. That is, they could invest bank capital in excess reserves and earn the "better than" risk … free rate or they could lend and earn a higher but riskier interest rate.This paper provides empirical evidence of banks …