The aim of this paper is to present the role of Financial Technologies, or Fintech, in the financial industry …, specifically in the banking sector, using data from the Reserve Bank of India's Report of the Working Group on Fintech and Digital … Banking (2017). The paper discusses recent Fintech developments in Indian banking in detail. This research indicates a …

importance of soft information in the Fintech companies' credit analysis. Using a unique data of the Chinese P2P lending platform …

still dominated by the regions in Java, but FinTech is generally able to grow in areas with less developed local economies …

FinTech growth raises questions about its competitive advantages vis-à-vis traditional providers, the relative risks of … FinTech products, and real economic effects. We study FinTech platform small business lending, yielding new answers that may … apply to FinTech more generally. Findings suggest that FinTech tends to replace loans by large/out-of-market banks more than …

We show that FinTech lending affects credit markets and real economic activity using a unique data set of a Peer …-to-Business platform for which we have the universe of loan applications. We find that FinTech serves high quality and creditworthy small … businesses who already have access to bank credit. Firms use FinTech to obtain long-term unsecured loans and reduce their …

Technology (FinTech) Association in the last quarter of 2017 on the effect of P2P lending on rural bank lending by analyzing the … rural bank loan in 2018. However, the partnership between the Rural Bank Association and FinTech Association changed the …