Showing 1 - 10 of 5,999
This paper provides new evidence on the contribution of local banking to local economic growth (i.e. at county level - the Italian "province") in Italy. A comprehensive dataset is used, which includes control variables for social capital and human capital as well as indicators of the quality of...
Persistent link: https://www.econbiz.de/10010406692
We investigate how changes in the availability of bank credit influence how public firms manage their working capital … corporate working capital management. We find that changes in the availability of bank credit significantly influence a number … dependent on bank financing. Interestingly, our evidence points to the importance of the changing mix of U.S. companies for …
Persistent link: https://www.econbiz.de/10012967351
Healthy banks are crucially important for smooth lending. Correspondingly, bank regulations including Basel III intend … especially during the transition period. Using data on firm-bank relationships in Germany between 2005 and 2007, we show that the … debt ratio of banks is related to the bank loan risk. In order to assess the potential effect of tighter capital …
Persistent link: https://www.econbiz.de/10012961054
We build a model of investment and financing decisions to study the choice between bonds and bank loans in a firm …
Persistent link: https://www.econbiz.de/10010258730
USA banking industry. The findings show that bank capital and credit risk influence profitability in Asian developed … findings of the simultaneous equations model indicate that bank capital has a positive impact on profitability in large and … medium banks, whereas the profitability of banks influences the bank capital positively in case of large banks and negatively …
Persistent link: https://www.econbiz.de/10012023980
This study examines the impact credit risk management has on the profitability of commercial banks in Nigeria. The main … ratio and non-performing loan ratio) and the profitability ratio (return on average asset, in particular) of five big … the data analysis shows that there is a strong relationship between credit risk parameters and returns of the bank …
Persistent link: https://www.econbiz.de/10012887677
The study investigates the bank-specific & macroeconomic determinants of non-performing loans as well as its impact on … profitability. It uses secondary data of 7 joint venture from the year 2006 to 2017 and employs a fixed effect panel model in … estimating three different empirical equations. The bank-specific variables taken are capital adequacy, net interest margin, the …
Persistent link: https://www.econbiz.de/10012896440
This paper analyses the influence of bank ownership and lending on capital structure for a sample of listed and … unlisted Spanish firms in the period 2005–2012. The results suggest that bank ownership allows banks to obtain better … relationship with the cost of debt. These results are consistent with the predominance of the monitoring effect in bank ownership …
Persistent link: https://www.econbiz.de/10012015937
In this paper we aim to find out whether bank specialization and bank capitalization affect the relationship between … bank loan growth and bank capital ratio, both in expansions and in contractions. We hypothesize that the impact of bank …
Persistent link: https://www.econbiz.de/10012030770
On 3 December EY hosted a SUERF conference on banking reform with Sir Howard Davies, the Chairman of RBS, and Dame Colette Bowe, the Chairman of the Banking Standards Board, as the two keynote speakers. Professor David Miles (Imperial College) gave the SUERF 2015 Annual Lecture on Capital and...
Persistent link: https://www.econbiz.de/10011554963