We empirically examine the impact of bank consolidation on bank acquisition of soft information about borrowers. Using … complexity upon a merger, rather than a post-merger cost-cut, is likely to cause a negative and significant impact on soft …

results indicate that, relative to counties where the acquirer had operations before the merger, local SBL declined … significantly more in counties where only the target had operations before the merger. This result holds even after controlling for … funding to local small businesses. The absence of local community banks that became a target of a merger or acquisition by …

The literature has shown that in the short- and medium-term bank mergers and acquisitions (M&As) may generate a … temporary reduction in firm credit. Using bank-firm matched data, this paper investigates the impact of M&As involving Italian … existing evidence. The drop is smaller for infra-group mergers, when the target is healthy or is the firm’s main bank, while is …

merger related effects on small business lending in Germany from a bank-level perspective. Furthermore, we estimate small … businesses compared to prior to the merger or compared to the contemporaneous lending by non-merging banks. We investigate the … for panel data as proposed by Arellano and Bond (1991). -- Bank mergers ; small business lending …

We examine the effect of bank mergers on the price and availability of credit in the residential mortgage market. We …

Using a sample of 3,964 bank mergers during the 1999-2016 period, we examine the differential effects of merger and … business loan (SBL) originations in counties where the target bank has a presence; the results are stronger in counties with a … those involving out-of-state acquirers have no impact on SBL originations. Analyses of acquirer bank SBL origination …

marginally negative impact on bank efficiency. Working capital, priority sector lending, and term lending have been found to …This comparative study analyzed the impact of loan portfolio composition on the efficiency of different types of banks … in India-public sector, old private, and new private banks-in the period between 2013 and 2022. Efficiency was evaluated …

-sized enterprises loan officers evolves as a result of bank mergers and acquisitions. Using the framework of organizational architecture … officers are often allowed to use their initiative. However, bank consolidation operations do not increase the decentralization …

example, we find that bank ownership reduces the efficiency of bank lending and harms investment efficiency for state …This study investigates the effect of bank ownership on lending and firm investment efficiencies to give reasons for … the mixed evidence that exists on the impact of bank ownership on firm performance. Using China's listed firms as an …