interest margins. This study examines the connection between bank size and efficiency to understand whether that relationship …, more efficient, and unchallenged. In contra st, several studies found that when bank size increases beyond certain …-overlapping thresholds for bank size. We found two key results. First, bank size increases bank interest rate margins with an inverted U …

interest margins. This study examines the connection between bank size and efficiency to understand whether that relationship …, more efficient, and unchallenged. In contrast, several studies found that when bank size increases beyond certain …-overlapping thresholds for bank size. We found two key results. First, bank size increases bank interest rate margins with an inverted U …

results indicate that, relative to counties where the acquirer had operations before the merger, local SBL declined … significantly more in counties where only the target had operations before the merger. This result holds even after controlling for … funding to local small businesses. The absence of local community banks that became a target of a merger or acquisition by …

Using a large dataset of firm-bank and ownership information for 23 European countries over 2008-2015, we study the … dynamics of bank relationships after corporate acquisitions and the effects of changing banks on firm performance. Foreign … help reduce the cost of financing. We further explore firm and bank heterogeneity and confirm cost of financing and …

Using a sample of 3,964 bank mergers during the 1999-2016 period, we examine the differential effects of merger and … business loan (SBL) originations in counties where the target bank has a presence; the results are stronger in counties with a … those involving out-of-state acquirers have no impact on SBL originations. Analyses of acquirer bank SBL origination …

The literature has shown that in the short- and medium-term bank mergers and acquisitions (M&As) may generate a … temporary reduction in firm credit. Using bank-firm matched data, this paper investigates the impact of M&As involving Italian … existing evidence. The drop is smaller for infra-group mergers, when the target is healthy or is the firm’s main bank, while is …

and above the normal charge-offs. This paper examines the risk associated with post-merger variability in the charge … measure of risk to profitability in a bank's loan portfolio based on traditional portfolio theory. This measure is used to … examine the risk levels in the loan portfolios of merging bank holding companies (BHCs) and the change in risk that occurs in …

merger related effects on small business lending in Germany from a bank-level perspective. Furthermore, we estimate small … businesses compared to prior to the merger or compared to the contemporaneous lending by non-merging banks. We investigate the … for panel data as proposed by Arellano and Bond (1991). -- Bank mergers ; small business lending …

This paper uses the relatively new CRA small business loan data to examine how bank consolidation has been related to … small business lending within a bank's local community - particularly to borrowers having more modest economic prospects … indicate that during the late 1990s, banks experiencing merger activity- including banks that did not themselves merge but were …