marginally negative impact on bank efficiency. Working capital, priority sector lending, and term lending have been found to … that there were no significant effects on the efficiency of old private banks, except for working capital, which had a … significantly impact the efficiency of new private banks. Only term and working capital loans significantly affected the efficiency …

negative relationship between non-bank financial intermediation and average bank efficiency and a positive impact of GDP on … average bank efficiency. These novel empirical findings contribute to the policy discussions on the effect of non-bank …This paper applies a data envelopment analysis (DEA) to study the effect of non-bank financial intermediation on bank …