An important question in banking is how strict supervision affects bank lending and in turn local business activity … the thrift regulator (OTS) to analyze economic links between strict supervision, bank lending and business activity. We … capital but can also correct deficiencies in bank management and lending practices, leading to more lending and a reallocation …

An important question in banking is how strict supervision affects bank lending and in turn local business activity … supervision, bank lending and business activity. We first show that the OTS replacement indeed resulted in stricter supervision of … overcome frictions in bank management, leading to more lending and a reallocation of loans. Consistent with the latter, we find …

mortgage credit risk by Fannie Mae and Freddie Mac. We find that lenders charge Latinx/African-American borrowers 7.9 and 3 …

this background, this paper examines how holdings of cryptocurrencies on a bank’s balance sheet would be treated under EU … International Financial Reporting Standards and the Bank Accounts Directive is explored. The analyses confirm that long … assessed and, in particular, how banks must treat cryptocurrencies under the Capital Requirements Regulation. Because Bitcoin …

regulation, recovery and resolution, and risk culture. …

Systemically Important Banks (G-SIBs) on bank lending behaviour. Using a difference-in-differences estimation strategy, we find no … loan-specific risk factors for the affected banks. Moreover, we detect a significant decline in the pricing gap between …

regulation, recovery and resolution, and risk culture. …

We develop a dynamic structural model of bank behaviour that provides a microeconomic foundation for bank capital and …

expectations for NPLs are found to be effective in reducing banks' NPLs. The phase-in of the policies can temporarily reduce bank …

models of bank globalization that emphasize a competition channel for bank risk-taking …Using Bank for International Settlements (BIS) data on cross-border bank flows across 128 countries and over two … decades, we find that heightened bank flows are associated with improved financial stability in a recipient country's bank …