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decision factors into controlled digital lending (CDL) efforts. To understand the interest and the implications, we first need …
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Peer-to-business lending refers to online platforms facilitating loans from individuals to smalland medium-sized enterprises (SMEs). We conjecture that easy-to-understand risk ratings conveyed by the platform play a pronounced role in influencing the borrowing success of SMEs and that more...
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events. Recent advancements in financial technology have enabled microcredit to be delivered via digital platforms. Although … digital credit may quicken remote access to consumer credit without the need for collateral, little is known about its … contribution to the welfare of underserved communities. This study examines the effects of local digital lending development on …
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the digitalization revolution. Today, the digital medium has emerged as the most promising means of improving the system … a result, this paper focuses on how consumers were drawn to digital lending over traditional lending during the …'s people and is influencing their preference for digital lending over traditional lending. This paper also focuses on customer …
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