towards credit usage. The challenges and opportunities for the market players are examined using desktop reviews and their … new possibilities, challenges and opportunities to boost financial and credit usage in the market. Consumer perceptions on …

medium-sized enterprises (SMEs) in the People's Republic of China (PRC) and five Southeast Asian economies (Indonesia … finance since the global financial crisis, including sources of credit, lender types, and collateral types. First, SMEs …, when it comes to external finance, SMEs typically use informal non-bank credit sources more than banks. Third, there is a …

access to credit for small and medium-size enterprises (SMEs). The most direct consequence of the reform is to reduce in the … reduce the aggregate investment by SMEs in a more than proportional way, since it will restrict the access to credit for some … intermediated finance, coeteris paribus. In order to assess the effects of the reform on the investment of SMEs and on the cost of …

show that distance matters for cross-border lending, especially for the SMEs. In contrast to the policy of harmonization …