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Macroeconomic determinants of loan defaults : evidence from the U.S. peer-to-peer lending market

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Persistent link: https://www.econbiz.de/10013402072

How do lenders evaluate borrowers in peer-to-peer lending in China?

Shiyi, Chen; Gu, Yan; Liu, Qingfu; Tse, Yiuman - In: International review of economics & finance : IREF 69 (2020), pp. 651-662

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Credit market frictions and coessentiality of money and credit

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Competition and adverse selection in the small-dollar loan market : overdraft versus payday credit

Melzer, Brian T.; Morgan, Donald P. - 2009 - Rev.

. Payday credit is priced per dollar borrowed, so when that option is available, depositors prone to small overdrafts switch … at banks and other depository institutions increases when depositors have access to payday credit. Our findings … illuminate competition and pricing frictions in the large, yet largely unstudied, small-dollar loan market. -- Payday credit …

Persistent link: https://www.econbiz.de/10003947557