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Mortgage Lending, Default and the Community Reinvestment Act
Ringo, Daniel - 2018
subprime crisis, the CRA was accused of having promoted risky lending. This paper estimates the effect of the CRA on mortgage … redefinitions of Metropolitan Statistical Areas in 2003. The CRA caused a substantial increase in mortgage lending, especially among …
Persistent link: https://www.econbiz.de/10012937377
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Mortgage lending, default, and the Community Reinvestment Act
Ringo, Daniel - In: Journal of money, credit and banking : JMCB 55 (2023) 1, pp. 77-102
Persistent link: https://www.econbiz.de/10014305899
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Investigating bank lending discrimination in the US using CRA-rated banks' HMDA loan data
Cyree, Ken B.; Winters, Drew B. - In: Public choice 197 (2023) 3/4, pp. 371-395
Persistent link: https://www.econbiz.de/10014458644
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A proportional hazards model of commercial mortgage default with originator bias
Ciochetti, Brian A.; Deng, Yongheng; Lee, Gail; … - In: The journal of real estate finance and economics 27 (2003) 1, pp. 5-23
Persistent link: https://www.econbiz.de/10001763275
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Does the community reinvestment act (CRA) crowd out corporate lending?
Lu, Ruichang; Massa, Massimo; Qian, Wenlan; Zhang, Hong - 2024
Persistent link: https://www.econbiz.de/10015063663
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Credit Risk of Low Income Mortgages
Fout, Hamilton B. - 2017
Using Fannie Mae loan-level data on fixed-rate owner occupied purchase mortgage acquisitions, we examine the role of …
Persistent link: https://www.econbiz.de/10012954712
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Credit risk of low income mortgages
Hamilton, Fout; Li, Guo; Palim, Mark; Pan, Ying - In: Regional science & urban economics 80 (2020), pp. 1-17
Persistent link: https://www.econbiz.de/10012426574
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Does giving CRA credit for loan purchases increase mortgage credit in low-to-moderate income communities?
Brevoort, Kenneth P. - 2022
Persistent link: https://www.econbiz.de/10013413314
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How much does racial bias affect mortgage lending? : evidence from human and algorithmic credit decisions
Bhutta, Neil; Hizmo, Aurel; Ringo, Daniel - 2024
Persistent link: https://www.econbiz.de/10014575758
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Differences in subprime loan pricing across races and neighborhoods
Ghent, Andra C.; Hernández-Murillo, Rubén; Owyang, … - In: Regional science & urban economics 48 (2014), pp. 199-215
Persistent link: https://www.econbiz.de/10011283961