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The existing Chinese banking system was born out of a state-planning framework focussed on the funding of state-owned enterprises. Despite the development of a modern banking system, numerous studies of Chinese banking point to its high level of average inefficiency. Much of this inefficiency...
Persistent link: https://www.econbiz.de/10010322785
A common assumption in the academic literature is that franchise value plays a key role in limiting bank risk-taking. As market power is the primary source of franchise value, reduced competition in banking markets has been seen as promoting banking stability. We test this hypothesis using data...
Persistent link: https://www.econbiz.de/10013145362
the corresponding impact on the bank's profitability and lending behavior. It also seeks to investigate the macroeconomic …
Persistent link: https://www.econbiz.de/10012826179
This study examines the impact credit risk management has on the profitability of commercial banks in Nigeria. The main … ratio and non-performing loan ratio) and the profitability ratio (return on average asset, in particular) of five big … implying that credit risk management has a strong impact on the profitability of commercial banks in Nigeria. The study …
Persistent link: https://www.econbiz.de/10012887677
, liquidity, and profitability; which affect the performance of non-bank financial institutions. The methods used are descriptive …
Persistent link: https://www.econbiz.de/10012958800
) and the Liquidity Coverage Ratio (LCR), are likely to impact banks’ profitability (i.e., ROA), capital levels and default … probabilities of default. Conversely, the impact on banks’ profitability is less clear-cut; what seems to matter is banks’ funding …
Persistent link: https://www.econbiz.de/10011669011
literature. This paper seeks to study the determinants of bank asset quality and profitability using panel data techniques and … allows them to finish with lower levels of NPAs. Further, this study investigates the effect of determinants on profitability …, and establishes that while capital adequacy and investment activity significantly affect the profitability of commercial …
Persistent link: https://www.econbiz.de/10010507831
A defining difference of macro-style stress testing is the explicit consideration of profitability dynamics in the … with previous literature – that successfully modeling profitability requires a tailored BHC-specific approach to revenue …
Persistent link: https://www.econbiz.de/10013075223
corresponding risk-taking, the ensuing effect on their profitability and the respective publication effect. Exploiting the …
Persistent link: https://www.econbiz.de/10013277156
The adoption of expected credit loss approaches, such as CECL and IFRS 9, should theoretically lead to timelier and fuller recognition of credit losses, but they are not a panacea. We assess the dynamics of credit losses under CECL and IFRS 9 over the cycle, contributing to the growing...
Persistent link: https://www.econbiz.de/10013491650