This paper examines the effectiveness of macroprudential regulations in promoting bank stability and credit in the … estimation methodology to achieve its objectives. The study finds that bank stability has remained high, though downward trending …. The findings also reveal that capital-based and asset-side macroprudential regulations effectively promote bank stability …

(ECL) on the cyclicality of loan write-off losses, loan loss provisions (LLPs) and capital ratios of banks, relative to the … probabilities of defaults (PDs) between booms and busts cause sharp increases in LLPs in deep downturns, as seen for US banks during …

. We show that, under stringent Pillar 3 disclosure requirements, banks' equilibrium probability of success and total …

large universal banks, create the potential for the manipulation of borrower credit spreads, and even affect the recognition …

document a consistent evidence of a lower loan growth for banks that rely more on deposits. The quantile regressions which … dissect the lending behavior of banks at the right tail of loan growth distribution point out the leveraged effect of funding … liquidity is larger in high-loan-growth banks. The negative effects of funding liquidity on lending seem to be clearer before …