the economy. Public sector banks have shown significant performance in containing bad debts. Private banks have continued …The determinants of default risk of banks in emerging economies have so far received inadequate attention in the … literature. This paper seeks to study the determinants of bank asset quality and profitability using panel data techniques and …

This paper examines banks' disclosures and loss recognition in the financial crisis and identifies several core issues …, banks' disclosures about relevant risk exposures were relatively sparse. Such disclosures came later after major concerns … about banks' exposures had arisen in markets. Similarly, the recognition of loan losses was relatively slow and delayed …

lead to significant changes in the competitive environment should banks consider adding a granularity adjustment to the …

financial stability. Our analysis suggests that, going into the financial crisis, banks' disclosures about relevant risk … exposures were relatively sparse. Such disclosures came later after major concerns about banks' exposures had arisen in markets …. Similarly, banks delayed the recognition of loan losses. Banks' incentives seem to drive this evidence, suggesting that …

College) gave the SUERF 2015 Annual Lecture on Capital and Banks. The conference focused on core aspects of banking reform …

risk-weighted assets. Our analysis sheds light on the substantial transitory climate risk for asset portfolios of banks and …

banks tightening their lending standards on commercial and industrial (C&I) loans, with a much larger effect for medium …-large firms. The finding provides support for the Risk Management Hypothesis, under which banks decrease lending to risky …, signaling the channel of how firm risk transfers through the banking system to the rest of the economy. Finally, the impacts of …

The novel partial-use philosophy by the Basel Committee on Banking Supervision initiates a paradigm shift for banks … across the overall bank anymore. This raises the questions of how banks roll out the IRBA and what the consequences of … partial use may be. We reveal that banks with little rollout progress over time can keep annual cost growth comparatively low …