Recent advances in digital technology and big data have allowed FinTech (financial technology)lending to emerge as a …) methods that lie at the heart of FinTech credithave remained largely a black box for the nontechnical audience. This paper … in credit risk analysis. FinTech credit has the potential toenhance financial inclusion and outperform traditional credit …

Recent advances in digital technology and big data have allowed FinTech (financial technology) lending to emerge as a …) methods that lie at the heart of FinTech credit have remained largely a black box for the nontechnical audience. This paper … challenges in credit risk analysis. FinTech credit has the potential to enhance financial inclusion and outperform traditional …

This study examined the impact of fintech/digital financial services on bank performance by tiers in the period before …

We examine the impact of fintech start-ups on the performance and default risk of traditional financial institutions …. We find a positive relationship between fintech start-up formations and incumbent institutions’ performance for the … period 2005–2018 and a large sample of financial institutions from 87 countries. We further analyze the link between fintech …

Motivated by the world-wide surge of FinTech lending, we analyze the implications of lenders' information technology …