Credit activities are an essential commercial bank activity. Therefore, preventing and limiting credit risks is vital … for their credit activities. The Covid-19 epidemic is still ongoing. In 2021, 30 banks listed bad debts of more than 113 …

This paper examines how bank culture helps to mitigate the impact of COVID-19 on banks’ default risk. Using 2 …,667 quarterly earnings call transcripts for a sample of 161 US Bank Holding Companies over 2016-20, we find that a stronger bank … integrity can increase the creditworthiness of loans during the pandemic. Financial regulators and bank managers should …

This paper examines how bank culture helps to mitigate the impact of COVID-19 on banks’ default risk. Using 2 …,667 quarterly earnings call transcripts for a sample of 161 US Bank Holding Companies, we find that a stronger bank culture reduces … COVID-19 on bank’s default risk can be minimised by strengthening bank’s innovation, quality and integrity culture. We also …

This study is aimed to examine the impact of income diversification on bank risk in Vietnam before and during the COVID …-interest activities. We also find that bank's default risk tends to decrease when the COVID-19 pandemic breaks out. However, contrary to …