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Credit risk management based on harmonious cultural values to support microfinance institution performance in Indonesia
Astawa, I Putu; Sukawati, Raka; Dwiatmadja, Christantius - In: Verslas : teorija ir praktika : Vilniaus Gedimino … 21 (2020) 1, pp. 340-347
Credit risk is important in developing the performance of a microfinance institution. The aim of this research was to … analyze credit risk through a harmonious cultural approach to improve financial performance. Qualitative approach was used to … influenced the financial performance. The research result had an implication to risk management in improving financial …
Persistent link: https://www.econbiz.de/10012496710
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Bank Loan Loss Provisions Research : A Review
Ozili, Peterson K - 2017
We review the recent academic and policy literature on bank loan loss provisioning (LLP) to identify several advances in the literature, to highlight some challenges in LLP research and suggest possible directions for future research with some concluding remarks. Among other things, we observe...
Persistent link: https://www.econbiz.de/10012964664
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Paying Bank Risk Professionals to Lie about Bank Loan Loss Provisioning Process
Ozili, Peterson K - 2019
This paper analyses the effects associated with using the magnitude of realised loan losses as a basis for performance …
Persistent link: https://www.econbiz.de/10012902590
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Are sustainability-linked loans designed to effectively incentivize corporate sustainability? : a framework for review
Auzepy, Alix; Bannier, Christina E.; Martin, Fabio - 2023
, we examine the underlying key performance indicators of a large sample of SLLs and analyze whether their design creates … effective incentives for improving corporate sustainability performance. We demonstrate that the majority of loans fails to meet …
Persistent link: https://www.econbiz.de/10013554919
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SME credit risk analysis using bank lending data : an analysis of Thai SMEs
Yoshino, Naoyuki; Taghizadeh-Hesary, Farhad; … - 2015
Small and medium-sized enterprises (SMEs) are the backbone of most Asian economies. The main obstacle to the development of the SME sector is the lack of stable finance. Considering the bank-dominated characteristic of economies in Asia, banks are the main source of financing, and the lack of a...
Persistent link: https://www.econbiz.de/10011305386
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Consequences of Cov-Lite Loans
Demerjian, Peter R. - 2020
-lite borrowers but find evidence that cov-lite borrowers have worse future performance than other borrowers. The results collectively …
Persistent link: https://www.econbiz.de/10012835509
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Analysis of Credit Risk, Efficiency, Liquidity, and Profitability of Selected Non-Bank Financial Institution : An Empirical Study
Akhter, Sabrina - 2017
surplus and deficit unit of any society. So the efficiency and performance of a financial institution is the indication of …, liquidity, and profitability; which affect the performance of non-bank financial institutions. The methods used are descriptive …
Persistent link: https://www.econbiz.de/10012958800
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Does Credit Reporting Lead to a Decline in Relationship Lending? Evidence from Information Sharing Technology
Sutherland, Andrew - 2019
I examine how credit reporting affects where firms access credit and how lenders contract with them. I use within firm-time and lender-time tests that exploit lenders joining a credit bureau and sharing information in a staggered pattern. I find information sharing reduces relationship-switching...
Persistent link: https://www.econbiz.de/10012904184
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Fintech in Financial Inclusion : Machine Learning Applications in Assessing Credit Risk
Bazarbash, Majid - 2019
Recent advances in digital technology and big data have allowed FinTech (financial technology)lending to emerge as a potentially promising solution to reduce the cost of credit and increasefinancial inclusion. However, machine learning (ML) methods that lie at the heart of FinTech credithave...
Persistent link: https://www.econbiz.de/10012868469
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Credit Default Swaps and Bank Loan Sales : Evidence from Bank Syndicated Lending
Hasan, Iftekhar - 2017
We empirically examine three channels in the relation between banks' CDS trading and loan sales. The substitute channel predicts a negative relation between CDS hedging and loan sales, and the complementary channel predicts a positive relation. The credit-enhancement channel predicts a positive...
Persistent link: https://www.econbiz.de/10012971614