Sectoral loan concentration is an important factor in bank performance. We develop a measure of sectoral loan … concentration and study how community bank performance and the size-performance relationship vary with loan concentration and … significantly associated with risk of bank failure or acquisition. Results for changes in concentration appear to be driven by the …

The U.S. bank stress tests aim to improve financial system stability. However, they may also affect bank credit supply …

We examine the impact on a firm when it is exogenously forced to switch its bank relationship from one branch to … another branch of the same bank. We show the effect depends directly on the relative balance between the hard accounting … information provided to the bank by the firm, as part of the bank's internal credit rating system and the provision of soft …

common factors than other syndicated loans. We show that loans extended to borrowers in market- versus bank-based financial … by proxies for bank syndicate structure, tranching, and acquired firms' characteristics. We find that loans extended to … borrowers in market-based financial systems have higher spreads than those in bank-based financial systems, but this difference …

of executive directors on the board of a bank are the predictors of its credit risk. Based on these results, the study …

We investigate the role of loan loss provisions (LLPs) for bank earnings management and risk provisioning. First, banks …

performance ratios due to increased leverage imply increased solvency risk for banks. The effect of the liquidity ratio on bank … activity or recapitalizations are likely to adversely affect bank profitability during a stress period. Our findings provide …

Research in banking less focuses on bank obedience. The issue of bank obedience describe the roles of central bank in … bank on CAMEL and the effect of their obedience on bank's performance. Therefore this research conduct test to separate … positive effect of obedience on bank's performance and the differences between less and fully comply banks. Samples are banks …