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How much does racial bias affect mortgage lending? : evidence from human and algorithmic credit decisions
Bhutta, Neil; Hizmo, Aurel; Ringo, Daniel - 2024
Persistent link: https://www.econbiz.de/10014575758
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Creditor learning and discrimination in lending
Han, Song - In: Journal of financial services research : JFSR 40 (2011) 1/2, pp. 1-27
Persistent link: https://www.econbiz.de/10009309814
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Gender differences : mortgage credit experience
Lindsey-Taliefero, Debby - In: Modern economy 6 (2015) 9, pp. 977-989
Persistent link: https://www.econbiz.de/10011441161
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What drives racial and ethnic differences in high cost mortgages? : the role of high risk lenders
Bayer, Patrick J.; Ferreira, Fernando Vendramel; Ross, … - 2016
This paper examines racial and ethnic differences in high cost mortgage lending in seven diverse metropolitan areas … lenders explains almost all of the racial and ethnic differences in high cost mortgage borrowing …
Persistent link: https://www.econbiz.de/10011524186
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Reverse mortgage lending disparities and the economically vulnerable
Lindsey-Taliefero, Debby; Kelly, Lynne - In: International advances in economic research 27 (2021) 3, pp. 159-169
Persistent link: https://www.econbiz.de/10012797068
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How Much Does Racial Bias Affect Mortgage Lending? Evidence from Human and Algorithmic Credit Decisions
Bhutta, Neil; Hizmo, Aurel; Ringo, Daniel - 2021
We compare mortgage lenders’ credit decisions to algorithmic recommendations – on the same set of loan applications …
Persistent link: https://www.econbiz.de/10013219560
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Credit risk, regulatory costs and lending discrimination in efficient residential mortgage markets
Nickerson, David B. - In: Journal of risk and financial management : JRFM 15 (2022) 5, pp. 1-17
Significant differences in loan terms between demographically distinct groups of borrowers in the United States are often interpreted as evidence of systematic ethnic, racial or gender discrimination by lenders. The appearance and interpretation of such discrimination has long been a...
Persistent link: https://www.econbiz.de/10013273406
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Can Jane get a mortgage loan? : depends on when and where
Antoniades, Alexis; Marafi, Fatma - In: Quantitative finance and economics 1 (2017) 1, pp. 67-93
Persistent link: https://www.econbiz.de/10012137737
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Using high-frequency evaluations to estimate discrimination : evidence from mortgage loan officers
Giacoletti, Marco; Heimer, Rawley Z.; Yu, Edison - 2021
Persistent link: https://www.econbiz.de/10012431708
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Consumer-lending discrimination in the FinTech Era
Bartlett, Robert P.; Morse, Adair; Stanton, Richard; … - In: Journal of financial economics 143 (2022) 1, pp. 30-56
Persistent link: https://www.econbiz.de/10013350619