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Did fintech loans default more during the COVID-19 pandemic? : were fintech firms "cream skimming" the best borrowers?

Jagtiani, Julapa; Lemieux, Catharine M.; Goldstein, Brandon - 2023

Persistent link: https://www.econbiz.de/10014445285

The geography of mortgage lending in times of fintech

Basten, Christoph; Ongena, Steven - 2020

Persistent link: https://www.econbiz.de/10012233030

Banking sector earnings management using loan loss provisions in the Fintech era

Ozili, Peterson K. - In: International journal of managerial finance : IJMF 18 (2022) 1, pp. 75-93

Persistent link: https://www.econbiz.de/10012797746

Fintech and banking : what do we know?

Thakor, Anjan V. - In: Journal of financial intermediation 41 (2020), pp. 1-13

Persistent link: https://www.econbiz.de/10012651475

Consumer lending efficiency : commercial banks versus a fintech lender

Hughes, Joseph P.; Jagtiani, Julapa; Moon, Choon-geol - In: Financial innovation : FIN 8 (2022), pp. 1-39

Fintechs are believed to help expand credit access to underserved consumers without taking on additional risk. We compare the performance efficiency of LendingClub's unsecured personal loans with similar loans originated by banks. Using stochastic frontier estimation, we decompose the observed...

Persistent link: https://www.econbiz.de/10013272697

The impact of fintech startups on financial snstitutions' performance and default risk

Haddad, Christian; Hornuf, Lars - 2021 - This version: April 24, 2021

We study the impact fintech startups have on the performance and the default risk of traditional financial institutions …. We find a positive relationship between fintech startup formations and incumbent institutions' performance for the period … fintech startup formations and the default risk of traditional financial institutions. Fintech startup formations decreases …

Persistent link: https://www.econbiz.de/10012509553