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Investigating bank lending discrimination in the US using CRA-rated banks' HMDA loan data
Cyree, Ken B.; Winters, Drew B. - In: Public choice 197 (2023) 3/4, pp. 371-395
Persistent link: https://www.econbiz.de/10014458644
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Consumer-lending discrimination in the FinTech Era
Bartlett, Robert P.; Morse, Adair; Stanton, Richard; … - In: Journal of financial economics 143 (2022) 1, pp. 30-56
Persistent link: https://www.econbiz.de/10013350619
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Can Jane get a mortgage loan? : depends on when and where
Antoniades, Alexis; Marafi, Fatma - In: Quantitative finance and economics 1 (2017) 1, pp. 67-93
Persistent link: https://www.econbiz.de/10012137737
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How much does racial bias affect mortgage lending? : evidence from human and algorithmic credit decisions
Bhutta, Neil; Hizmo, Aurel; Ringo, Daniel - 2024
Persistent link: https://www.econbiz.de/10014575758
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Gender differences : mortgage credit experience
Lindsey-Taliefero, Debby - In: Modern economy 6 (2015) 9, pp. 977-989
Persistent link: https://www.econbiz.de/10011441161
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Race and subprime loan pricing
Ghent, Andra C.; Hernández-Murillo, Rubén; Owyang, … - 2011 - First draft: February 2011, preliminary
In this paper we investigate whether race and ethnicity influenced subprime loan pricing during 2005, the peak of the subprime mortgage expansion. We combine loan-level data on the performance of non-prime securitized mortgages with individual- and neighborhood-level data on racial and ethnic...
Persistent link: https://www.econbiz.de/10011539498
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Differences in subprime loan pricing across races and neighborhoods
Ghent, Andra C.; Hernández-Murillo, Rubén; Owyang, … - In: Regional science & urban economics 48 (2014), pp. 199-215
Persistent link: https://www.econbiz.de/10011283961
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Creditor learning and discrimination in lending
Han, Song - In: Journal of financial services research : JFSR 40 (2011) 1/2, pp. 1-27
Persistent link: https://www.econbiz.de/10009309814
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Using high-frequency evaluations to estimate discrimination : evidence from mortgage loan officers
Giacoletti, Marco; Heimer, Rawley Z.; Yu, Edison - 2021
Persistent link: https://www.econbiz.de/10012431708
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Credit risk, regulatory costs and lending discrimination in efficient residential mortgage markets
Nickerson, David B. - In: Journal of risk and financial management : JRFM 15 (2022) 5, pp. 1-17
often interpreted as evidence of systematic ethnic, racial or gender discrimination by lenders. The appearance and … interpretation of such discrimination has long been a controversial issue in public policy and has significant implications for both … discrimination, the design and implementation of regulations preventing the disparate treatment of demographically distinct groups by …
Persistent link: https://www.econbiz.de/10013273406