The main aim of the research was to determine the key factors determining the level of credit risk of individual … customer's history of cooperation with other financial institutions. For the research gathered data from 1000 credit … applications submitted by individual customers when applying for a credit in five different cooperative banks were used for the …

Within bank activities, which is normally defined as the joint exercise of savings collection and credit supply, risk …-taking is natural, as in many human activities. Among risks related to credit intermediation, credit risk assumes particular …

the Central Credit Information System (KHR) and companies' financial statements, a database was created that covers all … the SMEs with loan contract, thus we were able to examine credit risk based on a uniquely large group of enterprises. In … the macroeconomic environment on credit risk also proved to be important in the fitting of our estimates. …

Introduction -- Theoretical Concepts of Credit Scoring -- Credit Scoring Methodologies -- Empirical Analysis …The scope of this study is to investigate the capability of AI methods to accurately detect and predict credit risks … machine learning methods are able to predict credit defaults of individuals more accurately than the logit model. Furthermore …