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To date, research on rural mortgage markets in the United States has been limited by a lack of data on the specific … mortgage experiences of borrowers living in rural areas. To fill this data gap, the National Survey of Mortgage Originations … reports results from this survey, contrasting the characteristics, experiences, and loan terms of mortgage borrowers in …
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Lending to rural borrowers is a key element of pursuing the poverty alleviation mission of microfinance. However, a strong focus on rural areas is said to hamper the sustainability of microfinance institutions (MFIs). We analyze this potential trade-off based on data covering 802 microfinance...
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This paper uses survey data for over 23,000 households from 28 transition countries in 2010 to explore how the use of household credit is related to foreign bank ownership. In countries with higher foreign bank presence we find a stronger relation between household income, education and...
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What determines the development of rural financial markets? Starting from a simple theoretical framework, we derive the factors shaping the market entry of rural microfinance institutions across time and space. We provide empirical evidence for these determinants using the expansion of credit...
Persistent link: https://www.econbiz.de/10012857765
Several cross-country studies show that trust is conducive to economic growth. One possible channel through which trust affects economic growth is trust in institutions. However, the issue of institutional trust and its effect on economic decision makings has been given less attention in the...
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