The enabling approach to housing markets promotes financing systems based on family savings, public subsidies and mortgage loans to unleash the potential of individuals and communities to produce and improve dwellings. However, the approach failed to benefit lower-income households, as they have...

The enabling approach to housing markets promotes financing systems based on family savings, public subsidies and mortgage loans to unleash the potential of individuals and communities to produce and improve dwellings. However, the approach failed to benefit lower-income households, as they have...