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Spending responses to state sales tax holidays
Agarwal, Sumit; McGranahan, Leslie - 2012
Every year over 20 states offer sales tax holidays (STHs) on specific items like clothes, shoes and other items to encourage consumption, effecting over 100 million consumers. We use a unique dataset of credit cards transaction to study the spending response to these holidays. Using a...
Persistent link: https://www.econbiz.de/10010292191
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Inspiring Poor Women to Empower Themselves: Insights and Lessons from Botswana
Nthomang, Keitseope - In: International Journal of Civic Engagement and Social … 3 (2016) 2, pp. 39-53
Empirical studies on the impact of micro level intervention strategies on poverty among poor women in Botswana are lacking, yet women are a valuable asset for the economy of the country. Continued marginalization and disempowerment of women has become a serious problem which merit urgent...
Persistent link: https://www.econbiz.de/10012043581
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Finding Inner Strength in the Face of Adversity Kgopolano GROW Group Empowerment Journey: Botswana
Nthomang, Keitseope - In: International Journal of Civic Engagement and Social … 4 (2017) 3, pp. 37-52
This article describes how numerous studies in Botswana have found high levels of poverty among women, in particular, those in female-headed households. Extreme poverty among women continues despite government programme interventions designed to end poverty. This article reports the findings of...
Persistent link: https://www.econbiz.de/10012043598
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Does the lack of financial stability impair the transmission of monetary policy?
Acharya, Viral V.; Imbierowicz, Björn; Steffen, Sascha; … - 2019
We investigate the transmission of central bank liquidity to bank deposits and loan spreads in Europe over the January 2006 to June 2010 period. We find evidence consistent with an impaired transmission channel due to bank risk. Central bank liquidity does not translate into lower loan spreads...
Persistent link: https://www.econbiz.de/10011994210
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Screening, Bidding, and the Loan Market Tightness
Shi, Shouyong; Cao, Melanie - 1999
Bank loans are more available and cheaper for new and small businesses in the US in areas with highly concentrated …
Persistent link: https://www.econbiz.de/10011940617
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Paskolos gavėjo kreditingumo įvertinimas
Aleknevičienė, Vilijatestas; Jatkūnaitė, Dalia - 2005
Rendering of the loans is one of the main activities of commercial banks, giving the largest income, but at the same … time raising the highest risk. Trying to avoid the risk of non-repayment of the loans, to insure the redemption of the loan … in time and to gain a profit as more as possible commercial banks should give the loans only to the reliable clients …
Persistent link: https://www.econbiz.de/10009478970
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Paskolų Lietuvos namų ūkiams sandorių ekonometrinis modeliavimas
Švedas, Tomas - 2009
At this final master’s work the market of loans to Lithuanian households is analyzed. Given the methods applied to … analyze credit markets in practice, the long-term and short-term relations between loans to Lithuanian households and other … transactions. Given the rapid growth of loans to Lithuanian households in recent years, the effect of external impulses coming …
Persistent link: https://www.econbiz.de/10009479370
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La traslación de los tipos de interés de mercado a los tipos de interés bancarios
Mayordomo Gómez, Sergio; Roibás Millán, Irene
The pass-through of market interest rates to the financial conditions of households and firms represents an essential element in the monetary policy transmission mechanism. In this document, we analyze how this transmission is developing in the current hiking cycle in the euro area and in Spain,...
Persistent link: https://www.econbiz.de/10014377351
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The pass-through of market interest rates to bank interest rates
Mayordomo, Sergio; Roibás Millán, Irene
The pass-through of market interest rates to the financial conditions of households and firms is an essential element in the monetary policy transmission mechanism. In this paper, we analyse how this transmission is playing out in the current hiking cycle in the euro area and in Spain, as...
Persistent link: https://www.econbiz.de/10014377366
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Un análisis de la evolución de la actividad bancaria en España tras el establecimiento del gravamen temporal a las entidades de crédito y establecimientos financieros de crédito in...
Estrada García, Angel; Pérez Montes, Carlos
associated with loans and deposits of households and non-financial corporations, or fee and commission income. Breaking down net …
Persistent link: https://www.econbiz.de/10014516895