with excessive credit expansions, and to support macroprudential policy analysis. In MAPMOD, bank loans create purchasing … power that facilitates adjustments in the real economy. But excessively large and risky loans can impair balance sheets and … sow the seeds of a financial crisis. Banks respond to losses through higher spreads and rapid credit cutbacks, with …

vulnerabilities associated with excessive credit expansions, and to support macroprudential policy analysis. In MAPMOD, bank loans … create purchasing power that facilitates adjustments in the real economy. But excessively large and risky loans can impair … balance sheets and sow the seeds of a financial crisis. Banks respond to losses through higher spreads and rapid credit …

. Using data from the syndicated loan market, we exploit variation in banks’ reliance on wholesale funding and their … bank credit. We find that banks with strong balance sheets were better able to maintain lending during the crisis. In … particular, banks that were ex-ante more dependent on market funding and had lower structural liquidity reduced the supply of …

vector autoregressive method that controls for bank-level characteristics. Using a panel of banks over 1993-2010, the authors … reports that a larger market share of foreign banks in the industry improves loan quality. …

Purpose – Banks are the major suppliers of external funds for companies in China. The purpose of this paper is to … examine whether Chinese banks exercise effective monitoring over borrowers in two lending decisions, including loan interest …, the authors perform multivariate regression analysis to investigate whether banks adjust their loan interest rates and …

total of 25 banks operating in Nigeria. A multivariate constant coefficient regression model is adopted as the estimation … technique. The dependent variable in the model is quality of bank assets, proxied as the proportion of non-performing loans (NPL …) to total loans; while operating efficiency, profitability, asset liquidity, loans to deposits ratio, predictability of …

Reinvestment Act (CRA) is associated with how broadly banks define the assessment areas (AAs) within which they operate. Both are … analysis using a sample of 212 banks, observed in 2006. Findings – Qualifying lending and AA lending are found to be unrelated …. This is inconsistent with an ability of banks to gerrymander their AAs in order to tradeoff one regulatory standard against …

Purpose -The purpose of this study is to examine the factors which affect loss provision for loans and investment in … Murabaha, Musharka, and Mudarabah for banks in the Gulf Cooperation Council (GCC) region. The effect of prior period earnings … provisions of banks are examined for the period 2000-2003. Design/methodology/approach -To test the factors that explain the loan …