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Housing Choices and Labor Income Risk
Jansson, Thomas - 2015
I show that individuals whose unemployment risk tends to increase more when local home prices fall optimally invest less in owner-occupied housing. Using a unique, Swedish register-based database, I find that a one standard deviation increase in the covariance between individually estimated...
Persistent link: https://www.econbiz.de/10013034825
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Labor and Financial Market Interactions : The Case of Labor Income Risk and Car Insurance in the UK 1969-95
Koeniger, Winfried - 2021
propensity to insure against independent marketable risks. We apply these predictions to the specific case of labor income risk … and car insurance using data from the UK. The main empirical results are: -higher labor income risk induces a higher … demand for car insurance. -the effects of increases in labor income risk after 1979 seem to be more than offset by a more …
Persistent link: https://www.econbiz.de/10013321044
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Labor and financial market interactions : the case of labor income risk and car insurance in the UK 1969 - 95
Koeniger, Winfried - 2001
propensity to insure against independent marketable risks. We apply these predictions to the specific case of labor income risk … and car insurance using data from the UK. The main empirical results are: - higher labor income risk induces a higher … demand for car insurance. - the effects of increases in labor income risk after 1979 seem to be more than offset by a more …
Persistent link: https://www.econbiz.de/10001573180
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Labor and financial market interactions : the case of labor income risk and car insurance in the UK 1969-95
Koeniger, Winfried - 2001
propensity to insure against independent marketable risks. We apply these predictions to the specific case of labor income risk … and car insurance using data from the UK. The main empirical results are: - higher labor income risk induces a higher … demand for car insurance. - the effects of increases in labor income risk after 1979 seem to be more than offset by a more …
Persistent link: https://www.econbiz.de/10011339678
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Labor and Financial Market Interactions: The Case of Labor Income Risk and Car Insurance in the UK 1969-95
Koeniger, Winfried - 2001
propensity to insure against independent marketable risks. We apply these predictions to the specific case of labor income risk … and car insurance using data from the UK. The main empirical results are: ? higher labor income risk induces a higher … demand for car insurance. ? the effects of increases in labor income risk after 1979 seem to be more than offset by a more …
Persistent link: https://www.econbiz.de/10010262448
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A pint a day raises a man's pay; but smoking blows that gain away
van Ours, Jan C. - 2002
This paper studies the wage effects of the use of alcohol and tobacco. The analysis based on a recent survey in the Netherlands shows that for males the use of tobacco has a negative wage effect of about 10% while the use of alcohol has a positive wage effect of about the same size. The wages of...
Persistent link: https://www.econbiz.de/10010270413
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Collective labor supply of native dutch and immigrant households in the Netherlands
van Klaveren, Chris; van Praag, Bernard M. S.; Maassen … - 2009
We estimate a collective time allocation model, where Dutch, Surinamese/Antillean and Turkish households behave as if both spouses maximize a household utility function. We assume that paid labor and housework are the endogenous choice variables and furthermore consider household production....
Persistent link: https://www.econbiz.de/10010276984
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Optimal Fertility Decisions in a Life Cycle Model
Rees, Ray; Scholz, Sebastian - 2010
This model is the first to solve for the optimal timing of childbirth and number of children in a continuous time framework simultaneously. The model depicts how changes in wage at different stages of an individual’s life influence the timing decision of childbirth and the optimal number of...
Persistent link: https://www.econbiz.de/10010427587
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Income Smoothing and Self Control: The Case of Schoolteachers
Mayer, Thomas; Russell, Thomas - 2002
Close to half the California school districts let teachers choose whether to receive their salaries ten monthly payments or in twelve. Fisherine intertemporal maximization implies that they should choose ten payments and earn interest on their savings for their summer. But about half choose...
Persistent link: https://www.econbiz.de/10010318601
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A collective household model of time allocation : a comparison of native Dutch and immigrant households in the Netherlands
Klaveren, Chris van (contributor);  … - 2006
main findings are that: (1) Leisure and household income are the most important variables in the utility function of the …
Persistent link: https://www.econbiz.de/10003335454