derived from imperfect competition in markets for financial services is implied, which banks exercise vis-à-vis their loan and … deposit customers. In the past, bank regulation has often been blamed for undermining competition and the functioning of … industry, competition and regulation are deeply interrelated as most regulatory institutions, even if they do not explicitly …

competition, of which the most common are the concentration ratio and the Herfindahl-Hirschman index. It is important to emphasize … competition. Although market changes are reflected in a reduced number of banks while a change in the dispersion of market shares …

measuring the banking sector competition proceed from the market structure and concentration measures. In contrast, modern … approaches to measuring competition rely on non-structural models and analysis of the behaviour of market participants. The paper … analyzes the degree of concentration and competition in the banking sector of the Republic of Serbia. The traditional and most …

, a for-profit monopolist, and a competitive credit market. To understand the magnitude of the effects analyzed, we … severe implications for borrower welfare, while despite possible enforcement externalities competition typically delivers … similar borrower welfare to non-profit lending …

How do changes in market structure impact accessibility to credit? Following the introduction of publicly disclosed … differs across regions, with shares dropping an additional 1.1 pp in non-urban areas. Credit substitution by other lenders is … imperfect. Originations drop in areas more reliant on CCAR credit. Borrowing conditions diverge as well: non-urban counties see …

-statistics suggest that banks in Kuwait, Saudi Arabia and the UAE operate under perfect competition; banks in Bahrain and Qatar operate … under conditions of monopolistic competition; and we are unable to reject monopolistic competition for the banking market in …

A growing body of literature indicates that competition increases bank soundness. Applying an industrial organization … role in the transmission from competition to soundness. We use a twopronged approach. First, we employ Granger causality … tests to establish the link between competition and measures of profit efficiency in banking, and find that competition …