attempt to examine various banking factors that affect NPLs with respect to developing economies. In this study, the bank … have a negative association with NPLs. The results confirm that if the bank-specific conditions change, the credit quality … and bank management of banks are affected. It was concluded that the performance of banks is responsive to an effective …

functioned against both bank-specific and macroeconomic determinants. The results indicated that among the bank-specific factors …, bank size, capital adequacy ratio, deposits ratio, operation efficiency ratio, and return on assets ratio are found to have …, the results indicated that interest rate and exchange rate are found to have a significant effect on LQD. The Reserve Bank …