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Credit elasticities in less-developed economies : implications for microfinance

Karlan, Dean; Zinman, Jonathan - 2007

Persistent link: https://www.econbiz.de/10003431366

Effect of Consulting on Microcredit Repayment in Korea

Oh, Yoonhae - 2016

This study examines the effect of a one-on-one outsourced pre-lending consulting service on the repayment behavior of microcredit borrowers in Korea with administrative data from the Smile Microcredit Bank. A random change in the cut-off loan amount for mandatory consulting is utilized as an...

Persistent link: https://www.econbiz.de/10012992639

Flexible Microcredit : Effects on Loan Repayment and Social Pressure

Czura, Kristina - 2020

Flexible repayment schedules allow borrowers to invest in profitable yet risky projects, but practitioners fear they erode repayment morale. We study repayment choices in rigid and flexible loan contracts that allow discretion in repayment timing. To separate strategic repayment choices from...

Persistent link: https://www.econbiz.de/10012832188

Identifying gender disparities on the time to repay microfinance group loans : evidence from Mexico

Bátiz-Zuk, Enrique; González-Holden, Alexa - 2023

This paper investigates how gender disparities affect the time to repay group micro-finance loans using survival … micro-finance loan borrowers to repay. We use a large sample of bank microfinance group loans from August 2017 to August …

Persistent link: https://www.econbiz.de/10014391252

Credit Elasticities in Less-Developed Economies : Implications for Microcredit

Karlan, Dean S.; Zinman, Jonathan - 2014

Policymakers often urge microfinance institutions to increase interest rates to eliminate reliance on subsidies … of microfinance (Working Paper Nos. 106-111) …

Persistent link: https://www.econbiz.de/10014051306

How flexible repayment schedules affect credit risk in agricultural microfinance

Weber, Ron; Mußhoff, Oliver; Petrick, Martin - 2014

Using a unique dataset of a commercial microfinance institution in Madagascar, this paper investigates how the … provision of microfinance loans with (in)flexible repayment schedules affects loan delinquencies of agricultural borrowers …

Persistent link: https://www.econbiz.de/10010346224

Repayment under flexible loan contracts : evidence from Tanzania

Grohmann, Antonia; Herbold, Steffen; Lenel, Friederike - 2020

We study repayment and delinquency in an innovative loan contract that offers borrowers a wide range of ﬂexibility. Using a large administrative dataset, we perform unsupervised pattern analysis to study how borrowers repay within the framework of this loan. We identify eight clusters that can...

Persistent link: https://www.econbiz.de/10012257293

Flexible microcredit : effects on loan repayment and social pressure

Czura, Kristina; John, Anett; Spantig, Lisa - 2020

Persistent link: https://www.econbiz.de/10012219888

Repaying microcredit loans : a natural experiment on liability structure

Mahmud, Mahreen - 2015

. Utilizing the exogenous shift from individual to joint liability lending by a microfinance organization in Pakistan, we find …

Persistent link: https://www.econbiz.de/10010526532

Microfinance and markets : new results for the Besley-Coate group lending model

Arnold, Lutz; Reeder, Johannes; Steger, Susanne E. - 2009

Microfinance currently experiences a huge inflow of private investors and a surge in the use of market instruments …. This raises the question of what market equilibria in microfinance markets look like and which kinds of market failure tend … problems, but do not eliminate them. -- microfinance ; group lending ; enforcement …

Persistent link: https://www.econbiz.de/10003843408

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