Purpose - Both branch and automated teller machine (ATM) are playing a crucial role in banking coverage expansion in India. People prefer to go to an ATM for withdrawal of money rather waiting in a queue for hours at a branch. Without the existence of a full-fledged brick-and-mortar branch, ATM...

Chapter 1: Introduction -- Chapter 2: Financial inclusion, microfinance institutions and women empowerment: overview and literatures -- Chapter 3: Perception of borrowers and non-borrowers towards mfis -- Chapter 4: Credit utilization pattern of the borrowers -- Chapter 5: Microfinance and...

The concept of microfinance has great scope in all developing countries including India. However, microfinance is characterised by high interest rate. This phenomenon of charging exorbitantly high interest rate sometimes severely criticised for creating ‘debt trap'. There are some alleged...