interview market participants and triangulate the perspectives of borrowers with those of formal and informal lenders …. Importantly, our research includes current and past borrowing from formal and informal sources, prompting participants to draw … unintended consequence of formal microfinance: The availability of formal low-interest microfinance creates informal …

interview market participants and triangulate the perspectives of borrowers with those of formal and informal lenders …. Importantly, our research includes current and past borrowing from formal and informal sources, prompting participants to draw … unintended consequence of formal microfinance: The availability of formal low-interest microfinance creates informal …

easier access to microloans and increased income to its beneficiaries. The outstanding portfolio performance, fulfillment of …

enhance households' access to and usage of the financial system, especially the formal banking system, is to ensure that an … investigate how the infrastructure affects the usage of formal bank loans for both urban and rural households in the People … informational), is significantly associated with the loan demand - most notably for urban households using formal bank loans …

financial integration. India is a particularly insightful case study due to the sheer number of people excluded from formal … its dominant group-based approach. Third, the article will examine why people opt to take micro-credit at 33 percent …