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Microcredit institutions typically apply rigid and fixed repayment schedules when disbursing loans in order to reduce transaction costs, simplify procedures, and inculcate fiscal discipline for better repayment behavior. Microcredit clients, however, often have neither smooth income nor singular...
Persistent link: https://www.econbiz.de/10011410584
. While microfinance is supposed to address this problem through the promotion of viable businesses, it has not been very … microfinance institutions (MFIs), there have been very few that look at market conditions as an input into the success of micro …
Persistent link: https://www.econbiz.de/10011848150
Although one of the primary objectives of microfinance has been the reduction of poverty through the provision of … microfinance, there may be an indirect positive impact through the effect of microcredit availability on families’ decisions to … availability on education expenditures for children of clients of a South Indian microfinance institution. I first look at some …
Persistent link: https://www.econbiz.de/10011848456
We partnered with a micro-lender in Mali to randomize credit offers at the village level. Then, in no-loan control villages, we gave cash grants to randomly selected households. These grants led to higher agricultural investments and profits, thus showing that liquidity constraints bind with...
Persistent link: https://www.econbiz.de/10010385235
less infected districts. Using annual reports of the Irish Loan Funds, I further find that access to microfinance credit … strongly correlated with non-demographic adjustment to blight. Districts with at least one active microfinance fund during the …
Persistent link: https://www.econbiz.de/10013065041
We partnered with a micro-lender in Mali to randomize credit offers at the village level. Then, in no-loan control villages, we gave cash grants to randomly selected households. These grants led to higher agricultural investments and profits, thus showing that liquidity constraints bind with...
Persistent link: https://www.econbiz.de/10013020442
microfinance lenders among the unbanked. …
Persistent link: https://www.econbiz.de/10012587506
This study takes stock of the challenges faced by small and medium-sized enterprises (SMEs) in the CAREC landlocked economies in terms of their access to finance resulting from demand-side, supply-side and institutional constraints. This includes identifying cultural, procedural, institutional...
Persistent link: https://www.econbiz.de/10012059435
value chain relationships: value chain microfinance (VCMF). We first explore how VCMF can both overcome barriers to … microfinance studying the demand for and effects of VCMF in credit, insurance, and savings markets. We conclude by highlighting …
Persistent link: https://www.econbiz.de/10014468284
We analyze an oligopolistic microcredit market characterized by asymmetric infirmation and institutions that can offer only one type of contract. We study the effects of competition on contract choice when small entrepreneurs can borrow from more than one institution due to the absence of credit...
Persistent link: https://www.econbiz.de/10010313284