In recent years, microfinance institutions have expanded into group lending with individual liability, leaving out the … repay a group loan to safeguard their reputation. We show that the introduction of group loans with individual liability … importance to their reputation will select into individual liability loans, causing default rates and interest rates to rise for …

Group liability in microcredit purports to improve repayment rates through peer screening, monitoring, and enforcement …

This paper investigates how gender disparities affect the time to repay group micro-finance loans using survival … micro-finance loan borrowers to repay. We use a large sample of bank microfinance group loans from August 2017 to August …

Group liability is often portrayed as the key innovation that led to the explosion of the microcredit movement, which … the treatment groups. -- microfinance ; group lending ; group liability ; joint liability ; social capital …

Group liability in microcredit purports to improve repayment rates through peer screening, monitoring, and enforcement … groups created after two years in the expansion areas. -- Microfinance ; group lending ; group liability ; joint liability …

Group liability in microcredit purports to improve repayment rates through peer screening, monitoring, and enforcement …

We study a unique microcredit model with zero interest rate and voluntary contributions, used by Akhuwat, a … microfinance organization operating in Pakistan since 2001. Borrowers are encouraged to give any amount they wish to the …