This study employs a cross sectional design with stratified random sampling method to examine the factors that are associated with repayment problem encountered by clients of Amanah Ikhtiar Malaysia (AIM)'s microcredit program. Findings of this study show that fungibility issue, number of...

Microenterprise often considered as an antecedent for generating income and employment, which leads to a decline in overall poverty rate and other aspects of sustainable socio-economic development. The objective of this study is to identify the impact of Amanah Ikhtiar Malaysia's (AIM)...

There is a growing body of evidence that indicates the aggregate positive effect of group-based microcredit programs on microenterprise development. In order to enhance the understanding of the topic and contribute to the existing literature, an empirical investigation was conducted to measure...

The objective of this study is to examine the impact of Amanah Ikhtiar Malaysia's (AIM) microcredit program on their poor client's quality of life in rural Malaysia. AIM provides small scale financial services and training to poor and hardcore poor households in order to improve their...

This study was undertaken to measure and compare the impact of Amanah Ikhtiar Malaysia's (AIM) microcredit programs on low-income household's quality of life between urban and rural Peninsular Malaysia. To achieve the aforementioned objective, this study employed a cross-sectional data analysis...