Focusing on poor people in low-income countries (LICs) entails a price constraint for those planning to supply health insurance. The challenge is to price health insurance at a level that ensures a balance between expenditure and income, at least in the long term, and remains affordable and...

The definition of microinsurance can be split into its two aspects: Firstly, what constitutes insurance and secondly, what is micro in microinsurance. This chapter offers an explanation of both aspects

This report is based on information collected in two districts of Nepal (Banke and Dhading) in early 2009 and concerns the launch of community-based micro health insurance units for members of Nirdhan and DEPROSC, two grassroots microfinance NGOs. The study entailed a household survey of 2,008...

This paper reports on two voluntary, contributory, contextualized, community-based health insurance (CBHI) schemes, launched in Dhading and Banke (Nepal) in 2011. The implementation followed a four stage process: initiating (baseline survey), involving (awareness generation and engaging...

Microinsurance - low-cost health insurance based on a community, cooperative, or mutual and self-help arrangements - can provide financial protection for poor households and improve access to health care. However, low benefit caps and a low share of premiums paid as benefits - both designed to...