-interest rate environment, which fundamentally changed the business environment for the Japanese commercial banks. On the income … side, with interest margins becoming increasingly depressed, net interest revenues declined, which forced the banks to … expand revenues from fees and commissions. The banks had to cut costs by reducing the number of employees, closing branches …

1998 Japanese financial crisis. It shows how low-cost liquidity provision as a means to stabilize banks has created a …. Efficiency scores are compiled to estimate the impact of monetary policy crisis management on the efficiency of banks. The …

How a historic drop in bank deposits shapes banks' loan supply? We exploit the effects of a large, and unexpected … includes all bank-firm lending relationships in all euro area countries. We find that banks experiencing large deposit outflows … is stronger for fixed rate and longer maturity loans, but not for riskier borrowers. The effect is mostly driven by banks …

new empirical evidence on how banks’ lending responses to monetary policy shocks depend on their capitalization ratios …. Highly capitalized banks reduce their lending more after a monetary tightening, even after controlling for bank liquidity …