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This study analyzed the trends and pattern of institutional credit supply to agriculture during pre- and post-financial reforms along with their determinants. It then compared the effects of reform policies on access to institutional credits in Nigerian agricultural sector before and after the...
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We are calling for comparisons of banking and banking systems from a spatial perspective. Therefore, this paper develops a classification identifying decentralized and centralized banking according to two characteristics: geographical market orientation (regional vs. supraregional) - to...
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cooperative banks' performance depending on their commitment to relationship lending. First, we find no evidence of a risk …-taking channel of monetary policy for consolidated cooperative banks. Further, the profitability of relationship-based cooperative … banks is more severely hit in a low interest rate environment than that of consolidated cooperative banks. This raises …
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