) relationship between the standard deviation (coefficient of variation) and the average in bank lending-rate markups. In a …. Normatively, under a given inflation target, welfare gains arise if a central bank can use additional liquidity-provision (or tax …

short run, FinTech competition induces negative deposit demand shocks and crowds out bank deposits. In response, banks more …

This paper examines the effectiveness of the bank lending channel in a dual banking system in Malaysia, where both … conventional and Islamic banks operate alongside each other. It also investigates the impact of bank competition on lending … ineffectiveness of the bank lending channel. Further, the empirical results suggest that the impact of monetary policy on bank lending …

Bank market power, both in the loan and deposit market, has important implications for credit provision and for … identifies relevant channels that deserve further analysis, especially given the rising importance of bank market power for …

This paper studies whether and how banks’ technological innovations affect the bank lending channel of monetary policy … construct a patent-based measurement of bank-level technological innovation, which can specify the nature of technology and tell … whether it is related to the bank’s lending business. We find that lending-related innovations significantly strengthen the …

This paper studies whether and how banks' technological innovations affect the bank lending channel of monetary policy … construct a patent-based measurement of bank-level technological innovation, which can specify the nature of technology and tell … whether it is related to the bank's lending business. We find that lending-related innovations significantly strengthen the …