Cryptocurrency, Stablecoin, central bank digital currency, e-money, virtual currency, and in-game currency are example of modern type currencies. As new technologies emerge, so the necessity to regulate new technology also arises, in order people do not become victim of a scam and safeguard the...

Payment methods are changing. As the use of checks and cash continues to decline, banks no longer control the market on payment transactions. The internet has facilitated the growth of a "cash-less" environment where credit and debit cards, e-money, and other payment systems (including...

This paper explores the interface between central banks and cryptocurrencies. Focusing on the European Central Bank (ECB), it identifies the potential threats that the rise of cryptocurrencies would pose to the basic and ancillary tasks of the ECB, in particular, its monetary policy operations...

In Latin America and the Caribbean (LAC), financial technology has been growing rapidly and is on the agenda of many policy makers. Fintech provides opportunities to deepen financial development, competition, innovation, and inclusion in the region but also creates new and only partially...