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An Investigation of Time Preferences, Life Expectancy, and Annuity Versus Lump Sum Choices : Can Smoking Harm Long-Term Saving Decisions?
Hurwitz, Abigail; Sade, Orly - 2021
We exploit the fact that Israeli pension insurance policies do not take health conditions or smoking status into account in annuity pricing to investigate the potential effect of being a smoker on retirement payout choices. Contrary to the idea that smokers have higher discount rates (and thus...
Persistent link: https://www.econbiz.de/10013251452
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Betting on a long life : the role of subjective life expectancy in the demand for private pension insurance of german households
Schulte, Katharina; Dörr, Ulrike - 2010
uptake of German households in a probit model. Using survey data on savings and old-age provision, we find that subjective …
Persistent link: https://www.econbiz.de/10003969303
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Optimal aging with uncertain death
Strulik, Holger - 2013 - First Version: December 2011, This Version: June 2013
Persistent link: https://www.econbiz.de/10009757276
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The Pension Option in Labor Insurance and Its Effect on Household Saving and Consumption : Evidence from Taiwan
Chen, Hua - 2014
Starting in 2009, the Labor Insurance (LI) program in Taiwan has allowed workers to choose between pension old-age benefits and one-time old-age benefits. The introduction of the pension option not only mitigates longevity risk for workers but also provides a higher expected present value of...
Persistent link: https://www.econbiz.de/10013066033
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Optimal Retirement and Saving with Increasing Longevity
Moore, Michael - 2019
We develop a simple life cycle optimizing model of retirement and savings. We show that, in theory, higher incomes lead … to earlier retirement and higher savings while longer life spans lead to later retirement and lower savings. We calibrate …
Persistent link: https://www.econbiz.de/10012905890
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Health, Pension Benefits and Longevity : How They Affect Household Savings?
De Freitas, Najat el Mekkaoui - 2015
This paper analyses the impact of health, pension systems and longevity on savings. It uses a simple life-cycle model … savings. From this model, we derived an econometric specification, augmented with the effects of public budget balances. The … savings. In line with life-cycle theory, we found that longevity increases saving ratios …
Persistent link: https://www.econbiz.de/10013034723
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Saving neonatal lives for a quarter
Valente, Christine; Sievertsen, Hans Henrik; Puri, Mahesh C. - 2020
Over 400,000 children die annually from neonatal sepsis, despite several RCTs finding that this can be prevented by chlorhexidine cord care (CHX) for only US$0.23 per dose. Unresolved heterogeneity in findings and other RCT scalability concerns contribute to slow CHX adoption. Studying the first...
Persistent link: https://www.econbiz.de/10012293693
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Framing the Predicted Impacts of Covid-19 Prophylactic Measures in Terms of Lives Saved Rather than Deaths is More Effective for Older People
Biroli, Pietro; Bosworth, Steven; Della Giusta, Marina; … - 2021
This paper contributes to the literature on public health communication by studying how the framing of a message relaying the forecast impact of COVID-19 prevention measures affects compliance behaviour amongst both the young and old. A representative sample of survey respondents in the UK and...
Persistent link: https://www.econbiz.de/10013315267
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Staying home saves lives, really!
Malpede, Maurizio; Shayegh, Soheil - In: Letters in spatial and resource sciences : LSRS 15 (2022) 3, pp. 637-651
Persistent link: https://www.econbiz.de/10013484898
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Changes in subjective mortality expectations and savings during COVID-19 : empirical analysis using questionnaire data in Japan
Kinugasa, Tomoko; Masumoto, Kouhei; Yasuda, Koji; … - In: Applied economics 56 (2024) 44, pp. 5225-5237
Persistent link: https://www.econbiz.de/10015050849