This policy note is part of a World Bank targeted study on the prospects for development of the financial services industry in Poland. The report discusses the evolution of housing loans, affordability of housing loans, risk management and regulations (particularly the development of mortgage...

In highly developed countries the state of the building industry and real estate trade is a determinant of the condition of the national economy and the population's welfare. Housing investments ,including both the construction of new houses and flats as well as the modernisation of old housing...