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This study revisits the empirical question of the determinants of the choice between fixed and adjustable-rate mortgages using more comprehensive data from the Survey of Consumer Finances (SCF) that overcome some of the data limitations in previous studies. The results from a Logit model of...
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a speech at the Economic Club of New York, New York, New York
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a speech at the Federal Reserve Bank of Chicago’s 43rd Annual Conference on Bank Structure and Competition, Chicago, Illinois
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Governor Kroszner presented identical remarks at the Symposium on Housing Affordability, Washington, D.C., on November 5, 2007
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