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Prepayment and delinquency in the mortgage crisis period
Krainer, John; Laderman, Elizabeth - Federal Reserve Bank of San Francisco - 2011
We study the interaction of borrower mortgage prepayment and mortgage delinquency during the period between 2001 and 2010. We show that when house prices flattened and began their subsequent decline, borrowers had increasingly slow prepayments and that this decline in prepayment rates roughly...
Persistent link: https://www.econbiz.de/10009366925
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Complex mortgages
Amromin, Gene; Huang, Jennifer; Sialm, Clemens; Zhong, … - Federal Reserve Bank of Chicago - 2010
Complex mortgages became a popular borrowing instrument during the bullish housing market of the early 2000s but … mortgages) enable households to postpone loan repayment compared to traditional mortgages and hence relax borrowing constraints … contract terms. We document that complex mortgages were chosen by prime borrowers with high income levels seeking to purchase …
Persistent link: https://www.econbiz.de/10008764399
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The rise and fall of subprime mortgages
DiMartino, Danielle; Duca, John V. - In: Economic Letter 2 (2007)
credit standards on mortgages, particularly for newer and riskier products. As lenders cut back, housing activity began to …
Persistent link: https://www.econbiz.de/10009274478
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Changes in the mortgage market since the crisis
Sengupta, Rajdeep; Noeth, Bryan J. - In: Economic Synopses (2011)
It appears that mortgage origination and securitization is currently “in limbo”: Private securitization has all but disappeared and is being absorbed by government- sponsored enterprises
Persistent link: https://www.econbiz.de/10009292976
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Mortgages as recursive contracts
Krainer, John; Marquis, Milton H. - Federal Reserve Bank of San Francisco - 2003
Mortgages are one-sided contracts under which the borrower may terminate the contract at any time, while the lender …
Persistent link: https://www.econbiz.de/10010702204
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The subprime mortgage market
Bernanke, Ben S. - Federal Reserve Bank of Chicago - 2007
Persistent link: https://www.econbiz.de/10010723987
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Summary "how do financial frictions shape the product market? evidence from mortgage originations"
Vickery, James - Federal Reserve Bank of Chicago - 2008
Persistent link: https://www.econbiz.de/10010724160
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A critique of the CBO's sponsorship benefit analysis
Toevs, Alden L. - Federal Reserve Bank of Chicago - 2001
Persistent link: https://www.econbiz.de/10010724661
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The subprime mortgage market
Bernanke, Ben S. - Federal Reserve Board (Board of Governors of the … - 2007
a speech at the Federal Reserve Bank of Chicago’s 43rd Annual Conference on Bank Structure and Competition, Chicago, Illinois
Persistent link: https://www.econbiz.de/10010725204
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The challenges facing subprime mortgage borrowers: a speech at the Consumer Bankers Association 2007 Fair Lending Conference, Washington, D.C., November 5, 2007
Kroszner, Randall S. - Federal Reserve Board (Board of Governors of the … - 2007
Governor Kroszner presented identical remarks at the Symposium on Housing Affordability, Washington, D.C., on November 5, 2007
Persistent link: https://www.econbiz.de/10010725290