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reduction in the transaction costs of remittances. We follow the introduction of mobile money for the first time in rural …, where we observe lower agricultural activity and investment. At the same time, remittances received and welfare of rural …
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access to formal savings. This is the first study to use a randomized controlled trial to evaluate the impact of using mobile … friends. We work with two cross-randomized interventions. The first treatment gave access to a remunerated mobile savings … primary farmer counterparts. We find that the remunerated mobile savings account raised mobile savings, but only while …
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Who uses mobile money? What is mobile money used for? This paper describes the mobile money adoption patterns following the experimental introduction of mobile money for the first time in rural areas of Southern Mozambique. We use a combination of administrative and household survey data to...
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