This article studies insurance demand in a two-period framework in which an individual faces risks in both current and … unambiguously reduce risk, and decision makers might demand more insurance when there is a positive loading on the premium than when … the insurance price is actuarially fair. We compare the demand for insurance in our framework with that in a two …

demand structure offers a lot of interesting information on the characteristics of an economy. The present paper analyses the … relationship of growing income inequality and crisis effects on the demand structure of the Spanish automobile sector. By … contrasting data on income distribution and wage structure with shifts in the car demand among different vehicle segments, some …